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Source document· November 9, 2025

New York man wants to borrow from 401(k) to pay $33K debt. Dave Ramsey is against it, but here's when it makes sense

View original at finance.yahoo.com
New York man wants to borrow from 401(k) to pay $33K debt. Dave Ramsey is against it, but here's when it makes sense The Ramsey Show Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below…
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  • The average credit card APR is 22.83%

    80% confidence

  • The goal is to get people out of debt so they can build wealth, change their family tree, and be outrageously generous

    80% confidence

  • Dave should spend the next 12 months paying only for essentials and put the rest of his paycheck toward debt

    80% confidence

  • The average U.S. consumer pays $1,237 in monthly debt across their various obligations

    80% confidence

  • Dave should stop saving and investing until he's debt-free

    80% confidence

  • Dave should get on a budget and clean up his debt mess instead of trying to find a hack

    80% confidence

  • At the end of 2024, 13% of 401(k) plan participants had an outstanding loan against their balance

    80% confidence

  • Median weekly earnings for American workers were $1,196 during the second quarter of 2025

    80% confidence

  • Nearly 50% of Americans are making one big Social Security mistake

    80% confidence

  • OfficialHomeInsurance.com can save users an average of $482

    80% confidence

  • One asset will surge 400% in a year

    80% confidence

  • The average 401(k) loan amount is $11,067

    80% confidence

  • If you leave your employer, you would have to repay your 401(k) loan in full in a short time frame

    80% confidence
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What we're seeing
Q4 2026 Biopharma Catalyst Cluster: Late-Stage Readouts and Regulatory Milestones
October 2026 brings a dense run of Phase 3 wins (ALOFT-IPF, RESTORE-3), new data presentations (Roche, Bayer, Lilly, Vertex, Galderma) and regulatory steps (FDA acceptance of Roche's vamikibart BLA, Scholar Rock's EMA resubmission). The next big catalyst is the ivonescimab FDA PDUFA date on 2026-11-14. Obesity combination studies (REDEFINE 4, TOGETHER-PsO) and the 2027 Maritime-1 completion point to more catalysts ahead. QAIAx's speculative AI-linked trial claims (the QIII pilot, targeted for 2027) are an unrelated micro-cap sideshow with weak evidence, and have little in common with the large-cap pipeline news.
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EPKINLY Regulatory-Clinical Success Cascade
High probability of expanded label indications, additional combination approvals, and competitive positioning strength in follicular lymphoma market. Predicts positive commercial uptake and potential accelerated review for related indications.
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Where sources disagree
ING Group
Both facts record the same metric (shares_outstanding) for ING Group at the identical observation date (2025-12-31). FACT A states 2,902,437,688 shares; FACT B states 2,902 million shares (2,902,000,000). The difference is 437,688 shares (~0.015%). This is a genuine value conflict, though the discrepancy appears to result from FACT B rounding to the nearest million while FACT A provides the precise count.
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New York man wants to borrow from 401(k) to pay $33K debt. Dave Ramsey is against it, but here's when it makes sense — Source | Via News | ViaNews EU