Retiring in 2027? Here's What to Do With Your Savings Right Now.

What we drew from this source

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• Retirees should spend from taxable brokerage accounts first, then tax-deferred IRA accounts, and draw from Roth accounts last to optimize tax efficiency

  60% confidence

• Joby Aviation is an all-or-nothing prospect that is probably not an appropriate major holding for most retirement portfolios

  60% confidence

• Withdrawing 4% annually from a 50/50 stocks-and-bonds portfolio should allow that portfolio to last 30 years before full depletion, assuming future market performance resembles historical averages

  60% confidence

• An income replacement rate of approximately 80% of pre-retirement outlays may be a more realistic retirement spending figure

  60% confidence

• There are little-known Social Security strategies ('secrets') that could yield as much as $23,760 more per year in retirement income

  60% confidence

• Coca-Cola and Walmart are in foundational positions capable of weathering unpredictable headwinds and both pay reliably rising dividends

  60% confidence

• James Brumley personally holds investment positions in Alphabet and Coca-Cola

  60% confidence

• Some financial planners recommend planning on spending about 70% of pre-retirement outlays once in retirement

  60% confidence

• A 50/50 or 60/40 stocks-to-bonds ratio is a portfolio allocation many retirees are happy with, though there is no universally right mix

  60% confidence

• The Motley Fool holds investment positions in and recommends Alphabet, Microsoft, and Walmart

  60% confidence

• Social Security may face financial strain that forces up to a 28% reduction in benefits sometime in the early 2030s

  60% confidence

• Capital gains taxes on asset sales in taxable accounts are likely lower than ordinary income taxes owed on IRA withdrawals

  60% confidence

Data points we hold from this source