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Source document· December 6, 2025
Is It Better to Collect Social Security at 62, 67, or 70? A Broad-Based Statistical Analysis Provides a Decisive Answer.
View original at nasdaq.comIs It Better to Collect Social Security at 62, 67, or 70? A Broad-Based Statistical Analysis Provides a Decisive Answer. Key Points The Social Security Administration uses four straightforward variables to calculate your monthly Social Security benefit…
What we drew from this source
The claims Via News extracted from this document. We point to the source; we don't replace it.
57% of the 20,000 claims studied would have been optimal at age 70
80% confidenceAround 10% of claims at age 67 would have been optimal
80% confidence79% of the 20,000 retired-worker claims examined had an initial collection age ranging from 62 through 64, but only 8% of optimal claims occurred at these three claiming ages combined
80% confidenceRetired workers could see their payouts reduced by up to 23% in 2033
80% confidenceOnly 4% of the 20,000 retired-worker claims analyzed were optimal
80% confidenceOne easy trick could pay you as much as $23,760 more each year in Social Security benefits
80% confidence80% to 90% of Social Security beneficiaries need their payout in some capacity to make ends meet
80% confidence
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